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Junior Varsity
Electronic Bank Transfers
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<blockquote data-quote="Jeff Plumblee" data-source="post: 92819" data-attributes="member: 516"><p>Re: Electronic Bank Transfers</p><p></p><p></p><p></p><p></p><p>Few <em>hundred?</em> I haven't made 100 bank transfers in the last year or more. I avoid bank transfers if I can in favor of using credit cards.</p><p></p><p></p><p></p><p></p><p>They don't clear checks faster so they can make money. For the same reason my account isn't credited until Friday for money my employer transferred to the bank on Monday. In the interim the bank is generating interest with my money before they give it to me. Serves the same function as a minimum balance or account fee. Many banks offer all sorts of great deals for their customers if they have their paychecks direct deposited because they get free money to use for four days.</p><p></p><p>Unless your question was rhetorical, which I suspect since you're a smart guy and probably already knew that.</p></blockquote><p></p>
[QUOTE="Jeff Plumblee, post: 92819, member: 516"] Re: Electronic Bank Transfers Few [I]hundred?[/I] I haven't made 100 bank transfers in the last year or more. I avoid bank transfers if I can in favor of using credit cards. They don't clear checks faster so they can make money. For the same reason my account isn't credited until Friday for money my employer transferred to the bank on Monday. In the interim the bank is generating interest with my money before they give it to me. Serves the same function as a minimum balance or account fee. Many banks offer all sorts of great deals for their customers if they have their paychecks direct deposited because they get free money to use for four days. Unless your question was rhetorical, which I suspect since you're a smart guy and probably already knew that. [/QUOTE]
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