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<blockquote data-quote="Ernest Graham" data-source="post: 108458" data-attributes="member: 4761">Re: Insurance Classification For Your BusinessI see this thread has been dormant for a few months, but it is filled with helpful information and it is the most relevant thread I could find to address my concerns, so I figured this was a good place. I am pricing insurance right now (General liability up to 1 million per occurrence). Having dealt with insurance in various forms all my life with mixed results, I can&#039;t help but wonder how this kind of specialty coverage works out in most real world situations for small companies. I&#039;m talking about situations where someone attempts to recover damages from the sound company. I read about the big sound companies that have been sued because that usually makes the news. Does anyone here have personal experience dealing with a liability claim? What about equipment insurance (I have that but have never filed a claim)? What is the process like and how did it turn out for you? Suggestions on how to get the best deal, updates, advice... Thank you in advance!EDIT: I have an event coming that will require liability insurance. Most of the events I end up working are small, but more and more I am seeing the need for insurance. Is there a one off insurance solution or rider that can be scaled to fit each event or is an annual policy the only option? Most events are under 1,000 but some up to 10,000 or more.</blockquote>

[QUOTE="Ernest Graham, post: 108458, member: 4761"] Re: Insurance Classification For Your Business I see this thread has been dormant for a few months, but it is filled with helpful information and it is the most relevant thread I could find to address my concerns, so I figured this was a good place. I am pricing insurance right now (General liability up to 1 million per occurrence). Having dealt with insurance in various forms all my life with mixed results, I can't help but wonder how this kind of specialty coverage works out in most real world situations for small companies. I'm talking about situations where someone attempts to recover damages from the sound company. I read about the big sound companies that have been sued because that usually makes the news. Does anyone here have personal experience dealing with a liability claim? What about equipment insurance (I have that but have never filed a claim)? What is the process like and how did it turn out for you? Suggestions on how to get the best deal, updates, advice... Thank you in advance! EDIT: I have an event coming that will require liability insurance. Most of the events I end up working are small, but more and more I am seeing the need for insurance. Is there a one off insurance solution or rider that can be scaled to fit each event or is an annual policy the only option? Most events are under 1,000 but some up to 10,000 or more. [/QUOTE]

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