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<blockquote data-quote="Ernest Graham" data-source="post: 108866" data-attributes="member: 4761">Re: Insurance Classification For Your BusinessThe policy I got is $1 million per incident, 2 million aggregate with the relevant riders added to cover the things my company is exposed to most regularly and with the most associated risk (with an eye toward constant expansion and elevation). It seems to be a perfect fit for us and at $650 the rate cannot be beaten by anyone I have found. After this last weekend I understand fully why insurance is a must on any high profile or large scale event. I got a lead on a great agent who is a fellow musician from a friend and fellow sound provider/musician who has been at this for years and hooked me up. As long as I remain a competent, responsible and reliable individual and my company is not associated with bad practices, violations of relevant laws or codes and there are no reported accidents on site why would my rate go up every single year OP?</blockquote>

[QUOTE="Ernest Graham, post: 108866, member: 4761"] Re: Insurance Classification For Your Business The policy I got is $1 million per incident, 2 million aggregate with the relevant riders added to cover the things my company is exposed to most regularly and with the most associated risk (with an eye toward constant expansion and elevation). It seems to be a perfect fit for us and at $650 the rate cannot be beaten by anyone I have found. After this last weekend I understand fully why insurance is a must on any high profile or large scale event. I got a lead on a great agent who is a fellow musician from a friend and fellow sound provider/musician who has been at this for years and hooked me up. As long as I remain a competent, responsible and reliable individual and my company is not associated with bad practices, violations of relevant laws or codes and there are no reported accidents on site why would my rate go up every single year OP? [/QUOTE]

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