Re: Restaurant audio System
The problem comes when and if there's a problem. If there happens to be a fire (what.....a fire in a restaurant?), your typical insurance company will look for any out in paying the claim. It's the nature of the (insurance) business. This includes the probability that any non-NEC approved wiring, whether inspected or not, will be called into question. At best, it means extra time spent in litigation. At worst, it means the insurance company is off the hook.
This is not a personal criticism, simply a statement of how things work out there in the world of liability. Whether you choose to take complete responsibility for your choices and actions in such a situation is up to you. The difference between an amateur and a professional is that the professional will do everything possible to avoid putting the "customer" in an untenable situation vis a vis their insurance coverage, including being bonded and carrying the requisite liability insurance while many amateurs will not.
Insurance companies make no allowances for "helping out a friend" or which inspector signed off on a job. They'll look for any loop-hole which lets them avoid paying out any money.
Is the money "saved" on non-approved wiring worth the gamble in this litigious society?
